haleygk74: Making Money Online Easy

In my senior year I made a drastic decision, dropping out of my double major of Journalism and Writing Intensive English, quitting my job on the school newspaper, and deciding to not go to grad school the next fall. I needed something different. Something that made me excited, instead of making me dread the next step in my life.

My parents were less than thrilled with my decision. I had such a promising path! How could I just give up on everything I’ve worked for?! Like everyone else in my family, they didn’t understand why I started applying for Teach for America and researching programs for teaching English overseas. They were constantly questioning me (“What are you going to do once you graduate?” and “What are you going to be when you grow up?”) but I honestly had no idea and I didn’t want to jump into a graduate program and spend all that time and money when I couldn’t answer those most basic questions.

So I researched. And researched some more. And along the way, I started reading blogs about volunteering after college and found myself intrigued. Volunteering was something I did infrequently in college and when I did, it was either for a class I was taking or part of my job. So I took the plunge and became an AmeriCorps*VISTA when I graduated in May.

I had a cousin who did AmeriCorps*VISTA several years ago and he suggested that I look into it. When I started my research I felt a connection to what VISTA stands for: Volunteers In Service To America. VISTAs are different from other volunteers because we work the administration side of different nonprofits or government agencies that fight against poverty. In return for our work, we do not receive an income but a living stipend (which ironically puts us on the same level of those we serve: poverty).

While making the decision and joining VISTA was easy, it was deciding on where I would serve to be the problem. Would I stay in Milwaukee and be around my friends and the boyfriend I had? Or would I do the smarter decision and move in with my parents and save money? The flip side of moving in with my parents involved me having to move across the country to New Hampshire, a state in which I knew no one and had no friends. I knew I would only be making a very, very small amount of money and I knew I couldn’t afford the rent and utilities in Milwaukee, so I moved in with my parents. Now here, I’m working at both a private school with a huge emphasis on volunteering and a nonprofit that helps keeps students in the public school system on track for college.

But while my experience is very focused on the work that I do, it’s so much more. My placement is part of an umbrella program, so I am connected with other VISTAs in the area. Over the past months I have gotten to know quite a few of them and we’ve become good friends. We have a lot in common off the bat, they know what I’m going through on a daily basis and they’re generally wonderful people. So much so that when my relationship ended (the distance due to my move was just too much) and I missed my friends from college, my new VISTA friends were there for me and got me back on track.

As for the day to day, it differs; I can be busy working on activities for tutoring or meeting with students. Some days I sit at my desk and just work on a database, calling nonprofits about their volunteer opportunities. And, like any job, there are days that I just sit and dink around online.

Moving away from where I had lived for four years was really hard. Losing my relationship in the first couple months was harder, and not having my girlfriends around made it worse. But the friends I have made through VISTA are some of the greatest people I have ever met. We have been put in a situation where we make little to no money and are sometimes doing very tedious work. We make the most of it and with these friends I am doing so much more with my life than I would have if I had stayed in Milwaukee on my original path. I may have had to make some sacrifices and I may be about as far off the beaten career path as humanly possible, but I love what I do and I feel good doing it.

It’s all even made me reevaluate what I want for my life and figure out just where I want to be when this whole thing is over. Will I continue working in nonprofits? Maybe. Continue on to grad school and get a Masters in Education? Possibly. Follow my dream of seeing the world and teaching abroad? Most definitely.

Being an AmeriCorps*VISTA has pushed me out of my comfort zone and changed who I am for the better. For all of you college seniors who are unsure of where you want to be next year, I seriously recommend looking into giving back. (Editor’s Note: And here are a few more reasons why!) I know that this is where I am supposed to be for a year and I am so grateful to have the opportunity to find my passion and give back to those who aren’t as fortunate as I have been.

[A special thanks to reader Allison Keough for sharing her story with us. You got a story to share? Email us!]

Photo courtesy of AmeriCorps.gov.

There’s a lot of buzz about small business funding these days. The issue has become a major one not only in the small business community but also among government leaders. It’s certain that finding the funds for your small business venture, especially until cash flow becomes regular, is a challenge every small business owner or entrepreneur faces. If you’re facing this issue, we hope the resources below will help. If there is a creative way you have dealt with this issue yourself, please let us know in the comment section below. We would love to hear.

Basics

Four tips for raising cash. Raising money for your business venture is always a challenge and more so in a challenging economic climate. But tough times shouldn’t stop a determined entrepreneur from getting under way…whether investment is easy to come by or not. Open Forum

Praying for the help of angels. This simple post gives first-time entrepreneurs a detailed overview of the angel investor’s world. But more importantly, it takes a look at why angels invest and the kinds of businesses they prefer to invest in. If you’re seeking investment for your business start-up, it’s best to know what invest are looking for…including angels. The Smart Startup

Policy

U.S. program brings entrepreneurs/investors together. Venture capital investor Brad Feld talks about the newly unveiled Startup America Partnership as proof Washington “gets it” when it comes to promoting entrepreneurship. While we’re sure any program putting entrepreneurs and investors together can’t be all bad, a look at lowering taxes and revisiting the potentially harmful healthcare law would help as much as investment Brad. Feld Thoughts

Startup America boosts funding. Another post celebrates the federal program aiming at putting together entrepreneurs with investors. Here Aneesh Chopra, United States Chief Technology Officer, explains and praises the program. Getting funding to startups has become a major focus of government policy, but how will this translate to the broader small business community? Tech Crunch

Startups

New startup aims at providing capital for small business. A new company is trying to automate the loan process allowing small businesses to get an evaluation then apply for funding online. In essence, On Deck Capital takes the classic business approach of finding a problem and solving it. In this case, the problem is finding a better way to get investment for other small businesses. DealBook

Trends

Groundhog Day predictions. Yes, Punxsutawney Phil, the famous groundhog, made his own predictions for the length of winter and the coming of Spring, but small business experts are making their own predictions too. Here are five small business predictions for Spring from a variety of sources, not surprisingly a few touching upon small business funding and its availability. Business News Daily

Small businesses get more credit card offers. Credit card companies will be making more offers to small businesses, according to recent media reports. But could entrepreneurs be too worried about taking on extra debt to take advantage of this opportunity? Read Rieva Lesonsky’s detailed overview of this new funding option and what it means. Small Business Trends

Resources

A whole new fundraising frontier. Could social media be the next frontier for small business fundraising in the same way that it has been for marketing and networking? Enter Kickstarter and other similar sites that turn to online communities as a way of funding projects. Could it be right for your funding needs? Open Forum

Raising capital: a how-to guide. Putting together funding for a small business has never been easy. Still it can be one of the most important skills an entrepreneur possesses. Still, getting started with the fundraising process for your small business is not rocket science. Here are some basic steps to get you started. Open Forum

News

Is small business funding still plagued by discrimination? A settlement as a result of a discrimination suit filed against the U.S. Small Business Administration has apparently still not resolved the issue of whether the federal agency is bias toward minority applicants for business funding. What’s your take on whether the federal loan program could be impeding investment in small business especially in minority or under-served communities? NYTimes

From Small Business TrendsSmall Business News: Small Business Funding Facts

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haleygk74

Saturday, March 5, 2011

Making Money Online Easy

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